General Insurance
 
 
Motor Insurance
Get an online insurance quote from Bajaj Allianz for a comprehensive package for your car insurance and save. We have a car insurance to suit your needs.

Apply now for Bajaj Allianz Motor insurance and save.

We pride ourselves on our claims service; choose Bajaj Allianz Motor insurance for your Car and you can be sure that we'll be there for you whenever you need us: 24 x 7
Features
  • Assured best deals on your Motor Insurance
  • Fair and Faster claims settlement
  • Discounts on back to back accident free years
  • Instant online renewal and issuance of your Motor Policy
  • Quick service on breakdown/accident with instant claim status updates
  • 24x7 customer assistance for all product queries and claims information. Call me now
Benefits
  • Save on your Motor Insurance policy.
  • Cashless claims at over 1500 Preferred Bajaj Allianz workshops pan India, 75% on account payment when cashless facility is not available
  • Transfer your existing No Claim Bonus from any Insurance provider ranging from 20% - 50%
  • 0% EMI option available on payment through Citibank Credit Card.
  • Instant claims assistance and instant updates on your claim status on sms though our 24x7 call centers
  • Towing facility in an event of a breakdown/accident
  • 24/7 service by phone or online-even on holidays
Advantages
  • Huge savings with a comprehensive coverage for your vehicle
  • Preferred workshops give you access to hassle free inspection, high service standards and cashless settlement of claims in event of an accident/breakdown
  • Carry your fortune for being a safe driver and earn discounts on Own damage premium for back to back accident free years on an existing car or on any car which you upgrade to
  • Instant online policy renewal and issuance in just 4 easy steps that allows you to have a peace of mind for another year.
  • Bajaj Allianz can get you back on the road quickly. Our claims service is available 24x7 and in FY 06'-07', we resolved 2.3 lakh motor claims worth over 294 crores
  • With a 24x7 assistance you can be sure we'll be there for you whenever you need us
 
 
 
Householders - Security for your home
At Bajaj Allianz we do not insure houses, we insure homes. For you your home is the most valued possession, a haven of safety. But is it really as safe as you believe it We at Bajaj Allianz value your security & peace of mind. Hence we bring to you the House- Holders' Insurance policy designed to cover various risks and contingencies faced by householders under a single policy. It provides protection for property and interests of the insured and his family members who permanently reside with the insured.
Coverages
1. Fire & allied perils Building & contents - Covers not only property, but also contents.
2. Burglary & Theft- Covers loss of house hold contents and expenses Incurred due to damage caused on incidence of house-breaking & theft.
3. Jewellery & Precious Items All risk coverage for jewellery and precious stones.
4. Plate Glass Coverage against accidental breakage of glass.
5. Domestic Appliances Covered against any electrical or mechanical breakdown.
6. Electronic equipment All risk coverage
7. Pedal Cycles All risk coverage with a third party liability extension.
8. Baggage Insurance Covers loss of baggage while traveling.
9. Personal Accident Cover Coverage for the insured and his family for any death or disability
10. Public Liability Covers any injuries or damages caused to third parties.
11. Workmen's Compensation Covers workmen whom you have employed on wages.
Advantages
  • Single policy covering all risks related to home
  • Complete coverage at reduced and very competitive premium rates
  • Simple and quick documentation
  • Related items get covered under respective sections
  • No strain on pockets of insured
  • Customized cover option available
  • Benefits on sectional discount which will reduce the premium.
 
 
 
SHOP INSURANCE ENSURING SMOOTH FLOW OF YOUR BUSINESS
SHOPKEEPERS PACKAGE : We at Bajaj Allianz strongly believe that your shop is not only your most valued asset but also your source of income. Hence, we have brought to you the ‘Shopkeepers Package Policy. This policy protects your shops against all risks.
Features
  • Fire & Allied Perils -Provides protection for the property and interests of the insured against fire, burglary, theft or any fortuitous event
  • Covers breakdown of office equipment
  • Workmen’s Compensation-covers liability towards workmen under the Workmen’s Compensation Act.
  • Covers Business Interruptions suffered due to fire and allied perils Fidelity Guarantee -Provides protection against fraudulent and dishonest employees
  • Covers money carried to the bank, plate glass, neon sign and other electronic equipment in the shop
  • Covers for damage to data media, software and cost of recovery of lost data Personal Accident insurance provided for you and permanent employees
Advantages
  • Single policy covering all risks in a shop.
  • Complete coverage at lower premium
  • Simple documentation
  • Covers for unanticipated loss
  • Saving on costs
  • Smooth functioning of the business
  • One stop shop / solution for the clients business related needs.
 
 
 
HEALTH GUARD -COVERS ALL MEDICAL EXPENSES ON HOSPITALISATION
It is rightly said ‘Health is Wealth’. We are all aware that health care costs are high and getting higher. At times, unfortunately we fall prey to unanticipated accidents & illness. Bajaj Allianz promises to stand by you during those difficult times of physical and mental stress. Our Health Guard policy takes care of your hospitalization expenses & also offers a wide coverage of pre & post hospitalization expenses. We are the first company to provide the higher coverage of SI 10 lacs.
Features
  • The member has cashless facility at over 2400 hospitals across India
  • The member can opt for hospitals besides the empanelled ones, in which the expenses incurred by him shall be reimbursed within 14 working days from submission of all documents.
  • Pre and post - hospitalization expenses covers relevant medical expenses incurred 60 days prior to and 90 days after hospitalization.
  • Cumulative bonus of 5 % is added to your sum assured for every claim free year.
  • Family discount of 10 % is applicable.
  • Covers ambulance charges in an emergency subject to limit of Rs. 1000 /-
  • No tests required up to 45 years up to SI 10 lacs*
  • 10% co- payment applicable if treatment taken in non-network hospitals. Waiver of co-payment is available on payment of additional premium
  • Pre-existing diseases covered after 4 years continuous renewal with Bajaj Allianz
Benefits
  • In house Health Administration Team for hospitalisation claims to lower turn around time
  • Access to over 2400 hospitals all over India for cashless facility.
  • No Sub-limits applicable on room rent and other expenses.
  • Hassle-free claim settlement due to In-house claim administration.
  • Income tax benefit on the premium paid as per section 80-D of Income Tax Act as per existing IT law.
  • Health Check up for maximum amount of Rs. 1000 /- at the end of continuous four claim free years
Coverage
  • 10 lacs coverage available from 3 months up to 55 years*
  • Policy can be renewed up to 70 years*
  • In built E-opinion cover for SI 5 lacs & above.
 
 
 
CRITICAL ILLNESS - GUARANTEED LUMP SUM PAYMENT ONCE ONCE DIAGNOSED OF CRITICAL ILLNESS
Critical illness policy provides protection from the life threatening illness, which can hamper your routine life style. With a critical illness cover you can secure yourself from such contingencies. This is a benefit policy which pays the SI as lump sum amount once you are diagnosed with one of the listed critical illness*
  • Cancer
  • Multiple Sclerosis
  • Paralysis
  • Coronary Artery Bypass Surgery
  • Major Organ Transplant
  • Primary Pulmonary Arterial Hypertension.
  • First Heart Attack
  • Stroke
  • Kidney Failure
  • Arota Graft Surgery
Features
  • Covers 10major illnesses like cancer, heart attack, paralysis, etc.
  • The benefit amount is payable once the disease is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis*
  • Medical examination may be required in some cases based on the age and the benefit amount opted by the propose.
Benefits / Advantages
  • Very competitive premium rates
  • The insured receives the amount as lump sum so that he can plan the treatment accordingly
  • Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover
  • Premium paid is exempt under the section 80 D of Income Tax Act as per existing IT laws.
  • Hassle-free in house claim settlement.
Coverage
  • SI available from 1,00,000 to Rs. 50,00,000
  • Age band – 6 yrs – 59 Years.
 
 
 
Travel insurance
 
Travel Companion
Traveling Overseas ?
Whether you travel for business or pleasure, international travel involves risk. Medical treatment abroad can be expensive & one never knows, when one would require it. Having to spend for medical bills in foreign currency can be an expensive proposition. There are other difficult situations also, that one might face like loss of passport or baggage. Bajaj Allianz's Travel companion is specially designed to help you deal with situations while overseas travel.
Features
  • Covers medical expenses and repatriation
  • Covers for any delay or loss in baggage
  • Provides student package for students traveling abroad for abroad for studies
  • Family floater available
Benefits
  • Spend for medical bills in foreign currency
  • Takes care of sudden and unforeseen expenditure
  • Takes care of expenditures in foreign land away from home
  • Convenient and hassle free trip for the family
Advantages
  • Provides financial support outside the country
  • Can take care of any emergency purchases in case of loss / delay in baggage
  • Covers for accident of sponsor travel of family visit in case of hospitalization of insured.
  • Entire family can be covered under one policy
 
 
Student Companion

This Policy consists of the following sections:

  • Personal Accident -covering death and permanent disablement
  • Medical Expenses and repatriation - covering hospitalisation expenses arising out of illness/sickness and also repatriation expenses for sending mortal remains to India
  • Loss of checked baggage - covering total loss of baggage checked by an international airline
  • Tuition Fee - In the event of the insured unable to continue the school semester due to any of the following reasons arising during the policy period, the Company shall reimburse the tuition fee paid in
    advance for the current semester, subject to maximum the limit shown in the schedule:
    A. Serious medical condition of the insured requiring hospitalization covered under the policy
    B. Death or serious injury requiring hospitalization of either of the parents of the insured
  • Accident To Sponsor -In the event of the sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period, the Company shall reimburse the remaining school fee subject to maximum the limit shown in the schedule.
  • Family Visit-In the event of the insured become hospitalized as a result of an accidental injury or sickness covered under the policy and the attending physician advises the necessary attendance of a Family Member of the Insured, the Company will reimburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum the sum insured. For this purpose, family member shall mean spouse, parent, sibling and in laws of the insured.
  • Personal Liability - covering legal liability attaching in a private capacity during the course of overseas travel.
  • This coverage is also subject to the exclusions of Personal Accident and Medical Expenses sections of the policy.

Following are the Plans- All Coverage's in USD

Coverage
Standard
Family Visit
USD 7500
Loss Of Baggage
USD 1000
Medical Expenses
USD 50000
Personal Acciden
USD 50000
Personal Liabili
USD 100000
Accident to Spon
USD 10000
Tuition Fee
USD 10000
Silver
USD 7500
USD 1000
USD 100000
USD 50000
USD 100000
USD 10000
USD 10000
Gold
Deductibles
USD 7500
NIL
USD 1000
USD 100
USD 200000
USD 100
USD 50000
NIL
USD 100000
USD 200
USD 10000
NIL
USD 10000
NIL
 
 
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For more information lease Contact Us or Call us @ +91-542-2220381/ 3294381